five-star Google reviews
Preferred Rate’s profile states that Tim’s commitment to service has earned 252 five-star Google reviews.
Verify sourceFor borrowers, Realtors, builders and homeowners in the Tri-Cities, trust can be easy to verify. This page brings together public sources connected to Tim Arrowood and The Arrowood Team’s licensing identifiers, review profiles, lending specialties, local partner mentions and third-party directory presence.
Preferred Rate’s profile states that Tim’s commitment to service has earned 252 five-star Google reviews.
Verify source →The Preferred Rate profile shows a 5.0/5 profile rating and 252 reviews at source review.
Verify source →Preferred Rate describes Tim as having helped more than a thousand homebuyers navigate financing.
Verify source →Tim’s Preferred Rate profile lists more than 16 years in the mortgage industry.
Verify source →Official business information
These details are repeated across the official Arrowood Team website, Preferred Rate profiles, NMLS verification resources and major review platforms.
| Public team name | The Arrowood Team |
|---|---|
| Loan expert | Tim Arrowood, Originating Branch Manager at Preferred Rate |
| Individual NMLS | Tim Arrowood — NMLS #393468 |
| Branch license | Branch License #2589185 as shown on Preferred Rate’s Arrowood Team advisor listing |
| Company relationship | Preferred Rate, a division of American Pacific Mortgage Corporation; NMLS #1850 appears in Preferred Rate/Arrowood Team footer disclosures |
| Office address | 119 Boone Ridge Dr., Suite 203, Johnson City, TN 37615 |
| Phone | 423-406-1567 · Preferred Rate profile also lists 423-200-4984 |
| arrowoodteam@preferredrate.com | |
| Licensed states listed on Tim’s Preferred Rate profile | Tennessee, Virginia, North Carolina, South Carolina, Georgia and Kentucky |
| Lending topics listed publicly | VA loans, one-time close construction loans, manufactured home financing, DSCR investment property loans, first-time homebuyer loans and bank statement loans |
Reviews and reputation profiles
Review platforms change over time, so the best experience is to read the live profile directly. These profiles are the strongest starting points for borrowers and referral partners who want to understand the team’s communication, service and closing experience.
Primary local profile for reviews, photos, directions and Maps discovery.
Open profile →Tim’s Preferred Rate profile lists NMLS #393468, licensing states, specialties, review metrics and client feedback.
Open profile →Mortgage-specific profile for Timothy P. Arrowood with lender-review visibility and NMLS #393468.
Open profile →Preferred Rate/Candid profile with contact details and recent customer feedback.
Open profile →Official Facebook page for The Arrowood Team - MLS 393468 in Johnson City.
Open profile →Professional profile confirming Tim Arrowood’s Preferred Rate role and NMLS reference.
Open profile →“Excellent communication throughout the entire process.”
Real client review · Preferred Rate profile
Read at source →“Great customer service. Made the process easy.”
Recent client feedback · CandidCRM / Preferred Rate
Read at source →“Read lender reviews directly on Zillow.”
Third-party lender profile · Zillow lender profile
Read at source →Rankings, directories and map listings
The Arrowood Team appears across mortgage-specific review sites, state lender directories, map listings and business-data profiles. These sources help confirm that the same team, phone number, NMLS reference and Johnson City location appear consistently across the web.
State mortgage-broker directory listing showing Tim Arrowood / American Pacific Mortgage Corporation with a 5 out of 5 profile signal and 318 reviews at source review.
View listing →Zillow’s lender profile identifies Timothy P. Arrowood as an Originating Branch Manager with NMLS #393468.
View listing →Loan-officer profile and mortgage-product discovery context for Tim Arrowood.
View listing →Regional mortgage-broker directory listing The Arrowood Team - Preferred Rate among mortgage brokers.
View listing →Business profile showing The Arrowood Team - Preferred Rate address, phone, category and website.
View listing →Supplemental map listing for The Arrowood Team - Preferred Rate with phone and website details.
View listing →Local partner and community mentions
Local mentions are not formal endorsements unless a source says so. They are useful public signals showing that The Arrowood Team is part of the Tri-Cities real estate and home-financing ecosystem.
Third-party education post referencing Tim’s Real Estate Quarantine School and a credit-focused training session.
View mention →Public partner mentions connected to lunch-and-learn events and referral-partner education.
View mention →Public Teaching Tuesday mention thanking Tim Arrowood Home Loan Team and partner professionals.
View mention →Public local partner mention connected to Tim Arrowood Home Loan Team.
View mention →Public closing-day partner mention that names Tim Arrowood Home Loan Team.
View mention →Lunch-and-learn video featuring a Tim Arrowood partner-education topic.
View mention →Mortgage education and specialties
The Arrowood Team’s own content connects the brand to common borrower questions in Johnson City, Kingsport, Bristol and the broader Tri-Cities region.
A guide to construction-to-permanent financing for Tri-Cities buyers and builders.
Read guide →Local market commentary on manufactured, modular and construction financing demand.
Read article →Borrower education for first-time homebuyers in Johnson City and the Tri-Cities.
Read guide →Local FHA mortgage guide for Johnson City buyers.
Read guide →Information for buyers or homeowners considering renovation financing.
Read guide →Educational content for homeowners reviewing debt-consolidation mortgage options.
Read guide →Official social profiles
These links help visitors confirm that the same brand, NMLS reference and contact information appear across the team’s public presence.
Full public source library
This library includes official pages, licensing resources, review profiles, state directories, map listings, social profiles, partner mentions and supplemental business profiles connected to Tim Arrowood and The Arrowood Team.
| Source | What it helps verify | Link |
|---|---|---|
| Arrowood Team homepage | Official website for The Arrowood Team, contact information, team profile, reviews links and current mortgage resources. | Open → |
| Loan Process | A public overview of the team’s predictable loan process and communication approach. | Open → |
| Closing Guarantee | Explains The Arrowood Team’s closing-guarantee program and borrower/seller benefit structure. | Open → |
| Join Our Team | Official team-growth page describing the team mission, communication values and Johnson City contact information. | Open → |
| Real-Time Referral Program | Partner-facing referral program page with the Arrowood Team NMLS reference and contact details. | Open → |
| Blog | Owned mortgage education and local market content for Tri-Cities buyers, homeowners and referral partners. | Open → |
| First-Time Homebuyer Guide | Mortgage education content for first-time homebuyers in Johnson City and the Tri-Cities area, accessible from the official blog. | Open → |
| FHA Purchase Loan Guide | Owned guide to FHA purchase loans for Johnson City buyers. | Open → |
| Debt Consolidation Mortgage Guide | Owned guide on debt-consolidation mortgage options for Johnson City homeowners. | Open → |
| FHA 203k Renovation Guide | Owned guide on FHA 203k renovation loans in Johnson City. | Open → |
| FHA Streamline Refinance Guide | Owned guide on FHA Streamline Refinance options. | Open → |
| One-Time Close Construction Loans | Owned construction-to-permanent loan guide for Johnson City, Kingsport, Bristol and the Tri-Cities. | Open → |
| Manufactured & Modular Home Demand | Local market commentary on manufactured, modular and construction financing demand across the Tri-Cities. | Open → |
| Partner landing page | Historical partner landing page showing the Arrowood closing guarantee and Tim Arrowood’s NMLS reference. | Open → |
| Thank You / Contact Path | Owned confirmation/contact path showing the Johnson City address, phone and email. | Open → |
| Source | What it helps verify | Link |
|---|---|---|
| Preferred Rate profile: Tim Arrowood | Primary Preferred Rate profile for Tim Arrowood, NMLS #393468, role, contact details, reviews and lending specialties. | Open → |
| Arrowood Team branch page | Preferred Rate branch hub for The Arrowood Team. | Open → |
| Find an Advisor: Arrowood Team | Preferred Rate advisor listing for the Arrowood Team branch, including address and Branch License #2589185. | Open → |
| Arrowood Team contact page | Preferred Rate contact page for The Arrowood Team’s Johnson City branch. | Open → |
| Preferred Rate main website | Parent brand website for Preferred Rate mortgage resources and branch search. | Open → |
| American Pacific Mortgage | American Pacific Mortgage Corporation, the company behind Preferred Rate. | Open → |
| Preferred Rate / APM DBA information | American Pacific Mortgage page describing Preferred Rate as a division/DBA relationship. | Open → |
| APM state license information | State licensing information for American Pacific Mortgage Corporation. | Open → |
| NMLS Consumer Access | Public verification database for mortgage companies, branches and individual mortgage loan originators. | Open → |
| Source | What it helps verify | Link |
|---|---|---|
| Google Business Profile | Primary Google Maps profile for local discovery, reviews, photos, directions and NAP consistency. | Open → |
| Zillow lender profile | Mortgage-specific lender profile for Timothy P. Arrowood, including NMLS #393468 and lender reviews. | Open → |
| CandidCRM / Preferred Rate profile | Review and profile page for Tim Arrowood with Preferred Rate contact information and recent client feedback. | Open → |
| Facebook page | Official Facebook page for The Arrowood Team - MLS 393468 in Johnson City. | Open → |
| Facebook mentions | Public mention stream for the official Arrowood Team Facebook page. | Open → |
| Historical SocialSurvey Facebook post | Historical review/social proof post on the official Facebook page. | Open → |
| Source | What it helps verify | Link |
|---|---|---|
| WalletHub Tennessee mortgage brokers | WalletHub state directory listing showing Tim Arrowood / American Pacific Mortgage Corporation in Tennessee. | Open → |
| WalletHub North Carolina mortgage brokers | WalletHub state directory listing showing Tim Arrowood / American Pacific Mortgage Corporation in North Carolina. | Open → |
| WalletHub Virginia mortgage brokers | WalletHub state directory listing showing Tim Arrowood / American Pacific Mortgage Corporation in Virginia. | Open → |
| WalletHub Kentucky mortgage brokers | WalletHub state directory listing showing Tim Arrowood / American Pacific Mortgage Corporation in Kentucky. | Open → |
| WalletHub Georgia mortgage brokers | WalletHub state directory listing showing Tim Arrowood / American Pacific Mortgage Corporation in Georgia. | Open → |
| WalletHub South Carolina mortgage brokers | WalletHub state directory listing showing Tim Arrowood / American Pacific Mortgage Corporation in South Carolina. | Open → |
| Zillow Tennessee lender directory | Zillow state lender directory where Tim Arrowood’s lender profile can appear in Tennessee discovery results. | Open → |
| Zillow Jonesborough lender directory | Zillow local lender directory connected to the nearby Jonesborough market. | Open → |
| Zillow Kingsport lender directory | Zillow local lender directory connected to the Kingsport market. | Open → |
| Zillow Piney Flats lender directory | Zillow local lender directory connected to the Piney Flats market. | Open → |
| Zillow Gate City lender directory | Zillow local lender directory connected to the Gate City, Virginia market. | Open → |
| Zillow Oakwood lender directory | Zillow local lender directory connected to the Oakwood, Virginia market. | Open → |
| Zillow Regina lender directory | Zillow local lender directory connected to the Regina, Kentucky market. | Open → |
| FastExpert Tim Arrowood profile | FastExpert loan-officer profile for Tim Arrowood with loan-program categories. | Open → |
| FastExpert Tennessee loan officers | FastExpert state loan-officer directory where loan officers can be discovered by market. | Open → |
| FastExpert trusted professional mention | Partner-network context where Tim Arrowood appears as a trusted professional. | Open → |
| Konnex mortgage broker listing | Konnex mortgage-broker directory listing showing The Arrowood Team - Preferred Rate among regional mortgage brokers. | Open → |
| Wheree business profile | Third-party business profile showing address, category, phone and website for Tim Arrowood | The Arrowood Team - Preferred Rate. | Open → |
| Yandex Maps profile | Map listing for Tim Arrowood / The Arrowood Team - Preferred Rate with contact and website details. | Open → |
| MapTons location listing | Map/location listing for The Arrowood Team - Preferred Rate with address, phone and mortgage-lender category. | Open → |
| MorFi loan officer profile | Supplemental loan-officer profile for Tim Arrowood. | Open → |
| ZoomInfo business profile | Business-data profile connected to Tim Arrowood and arrowoodteam.com. | Open → |
| Source | What it helps verify | Link |
|---|---|---|
| LinkedIn profile | Tim Arrowood’s professional LinkedIn profile with NMLS #393468 and Preferred Rate role context. | Open → |
| LinkedIn market post | LinkedIn post connected to Tim Arrowood’s professional profile. | Open → |
| Instagram profile | Official Instagram profile for The Arrowood Team - NMLS 393468. | Open → |
| Instagram closing-day post | Instagram post from the official Arrowood Team account. | Open → |
| Instagram homebuyer post | Instagram post from the official Arrowood Team account. | Open → |
| Instagram video/post | Recent public Instagram content connected to the official Arrowood Team account. | Open → |
| Instagram video/post | Recent public Instagram content connected to the official Arrowood Team account. | Open → |
| YouTube channel | YouTube channel for Tim Arrowood Home Loan Team - NMLS #393468. | Open → |
| YouTube: What’s In A Mortgage Payment? | Mortgage education video published by Tim Arrowood Home Loan Team. | Open → |
| YouTube: CreditKarma Credibility Issue | Mortgage/credit education video published by Tim Arrowood Home Loan Team. | Open → |
| YouTube: Market to your database with Homebot | Referral-partner education video from Tim Arrowood Home Loan Team. | Open → |
| YouTube: Consider A Team | Business/referral-partner video from Tim Arrowood Home Loan Team. | Open → |
| YouTube: Rate Increase for Second Home Buyers | Mortgage education video from Tim Arrowood Home Loan Team. | Open → |
| Source | What it helps verify | Link |
|---|---|---|
| Credit Security Group: Let’s Talk Credit | Third-party education post referencing Tim Arrowood’s Real Estate Quarantine School and credit talk. | Open → |
| Credit Security Group blog archive | Blog archive where the Let’s Talk Credit mention appears. | Open → |
| True North Real Estate lunch & learn | Public partner mention of Tim Arrowood speaking at a lunch-and-learn. | Open → |
| True North investment financing lunch & learn | Public partner mention of an investment-financing lunch-and-learn with Tim Arrowood. | Open → |
| True North sponsor mention | Public partner/community sponsor mention connected to Tim Arrowood and The Arrowood Team. | Open → |
| True North Instagram sponsor post | Public social mention connected to a local backpack/community event. | Open → |
| Blue Ridge Properties Teaching Tuesday | Public real-estate partner mention thanking Tim Arrowood Home Loan Team for Teaching Tuesday. | Open → |
| Classic Title partner mention | Public title-company mention connected to Tim Arrowood Home Loan Team. | Open → |
| APEX Property Group closing mention | Public closing-day partner mention naming Tim Arrowood Home Loan Team. | Open → |
| APEX Instagram profile mention | Public Instagram account where Apex references Tim Arrowood Home Loan Team in partner content. | Open → |
| Mallary Kelley business spotlight | Public Realtor partner post spotlighting the Tim Arrowood Home Loan Team. | Open → |
| Mallary Kelley Realtor mention | Public Realtor partner mention recommending the Arrowood team. | Open → |
| Johnson City Police community thank-you | Community thank-you post that named Tim Arrowood among supporting affiliates. | Open → |
| True North YouTube lunch & learn | YouTube video from True North Real Estate Advisors featuring a Tim Arrowood lunch-and-learn topic. | Open → |
| Source | What it helps verify | Link |
|---|---|---|
| WayUp: Team Captain listing | Hiring/profile footprint for Arrowood Team @ Preferred Rate. | Open → |
| WayUp: Senior Mortgage Loan Officer listing | Hiring/profile footprint for Arrowood Team @ Preferred Rate. | Open → |
| beBee mortgage operations listing | Supplemental hiring/profile footprint associated with Arrowood Team @ Preferred Rate. | Open → |
| WayUp Mortgage Loan Partner listing | Supplemental hiring/profile footprint for Arrowood Team @ Preferred Rate in Kingsport, TN. | Open → |
Frequently asked verification questions
Use NMLS Consumer Access and search Tim Arrowood or NMLS #393468. Preferred Rate’s Arrowood Team branch listing also provides the branch location, Branch License #2589185 and NMLS Consumer Access link for NMLS #1850.
Start with the Google Business Profile, the Preferred Rate profile, Zillow lender profile, CandidCRM/Preferred Rate reviews and the official Facebook page. Ratings and review counts can change, so read each profile at the original source.
Preferred Rate’s Tim Arrowood profile lists licensing in Tennessee, Virginia, North Carolina, South Carolina, Georgia and Kentucky. Verify program availability and licensing for the property state before applying.
Public profiles and owned guides connect the team to VA loans, one-time close construction loans, manufactured home financing, DSCR investment property loans, first-time homebuyer loans and bank statement loans.
Third-party profiles, map listings, rankings and partner mentions make it easier for borrowers and referral partners to verify the team’s identity, location, reputation and local presence from independent public sources.
Ready to compare your options?
Start with the source links on this page, then reach out to The Arrowood Team to discuss your home purchase, refinance, construction, VA, DSCR or first-time buyer goals.
Last reviewed: June 25, 2026. Third-party ratings, review counts, directory listings, licensing details and social profiles may change. Always verify current information directly at the linked source before making mortgage decisions.
This page is for informational and verification purposes only. It is not a loan approval, rate quote, commitment to lend, underwriting decision, legal advice or endorsement by any third-party platform. Loan programs, rates, terms, fees, property eligibility and borrower qualification requirements are subject to change and underwriting approval. Preferred Rate is a division of American Pacific Mortgage Corporation. Equal Housing Opportunity.
NMLS CONSUMER ACCESS LINK: NMLS #1850
Privacy Policy | Accessibility Statement | Contact Us | Careers | Trust Package
© 2024 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.
Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.
Not available in New York. Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OK, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ BK 1014819. CA #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 164. Licensed under the Oregon Consumer Finance Act. OK MLO13426.
Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858
Licensed by the Dept of Financial Protection and Innovation under the CRMLA.
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.” (Source: P.A. 101-657, eff. 3-23-21.)
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV