Get an accurate pre-qualification so you can buy your house with confidence.
Unexpected costs can derail a closing. We have a predictable and reliable loan process to ensure you will close on your house without any surprises.

Buying a house can be stressful. I believe the lending process shouldn’t be.

We have a predictable and reliable process to ensure there are no surprises so you can close on your house.

When you feel confident about your loan, the home buying process is much more enjoyable.

You’ll get an excellent rate, and I’ll personally walk you through every step of the process and answer all of your questions.

I look forward to talking with you!​

How It Works

Give Us a Call

There’s no cost or obligation and you will save hours in research.

Get Pre-Approved

Shop with confidence, knowing exactly what you can afford.

Become a Homeowner

We make sure the process is as stress-free as possible.

What Makes The Arrowood Team So Different?

When you work with us, you will get excellent rates and expert advice. We will give you accurate estimates for these important costs

We understand that buying a home is a major financial decision. When you apply for a loan, we’ll personally walk you through every step of the process. All of your questions will be answered. We have a predictable, reliable system to ensure you will close with no unexpected costs.


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Here’s how we help homebuyers
like you close successfully

Our Pledge To You


We know how important buying a home is. When you get pre-approved by us, we guarantee you’ll close on your house or we will pay $5,000* to make it right.

$1,000 to You (Buyer)

$4,000 to the Seller

*Offer applies to the loan product set forth on the pre-approval letter referenced above and is good for a one-time payment only. Payments shall be made within 15 days of the formal loan denial. In order to qualify for this Closing Guarantee, all of the following must apply:

  • All conditions listed in the borrower’s pre-approval letter must be met;
  • The loan must close by the expiration date listed on the pre-approval letter or the borrower must qualify for an extension and the loan must close by the extended expiration date; and
  • This guarantee is not valid if borrower or sellers choose not to close this loan or if the delay is caused in whole or in part by reasons beyond Peoples Home Equity’s control. 

This offer is void where prohibited. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend. Subject to credit and underwriter approval. Peoples Home Equity, NMLS# 63371.  Equal Housing Lender.

Our Team

Tim Arrowood

Tim Arrowood

Branch Manager / Mortgage Adviser

NMLS # 393468

Paul Arrowood

Paul Arrowood

Mortgage Adviser

NMLS # 1940746

Misty Hill

Misty Hill

Marketing Representative

Audrey Turnage

Client Coordinator

Niki Gladson

Niki Gladson

Administrative Assistant

Meghan DuVall

Meghan DuVall

Transaction Coordinator

Joel Holland

Joel Holland

Transaction Coordinator

You Can Start Today

We’re here for you. You’ll get expert advice and we’ll guide you through each step of the process.
Our goal is to give you an amazing lending experience and build a lasting relationship.

Contact us

Copyright © 2021 Tim Arrowood
Cardinal Financial Company, Limited Partnership, dba Peoples Home Equity (NMLS ID 66247)
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